We have created this privacy statement in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site. We hold the privacy of your personal information in the highest regard. The following discloses our information gathering and dissemination practices for this website.
We recognize the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This policy will be continuously assessed against new technologies, business practices and our customers’ needs.
What Information Do We Collect?
When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and website use information collected on an aggregate basis as you and others browse our website.
Personally Identifiable Information. This refers to information that lets us know specifically who you are. In general, you can visit our Site without telling us who you are or revealing any Personally Identifiable Information.
Free Consultation. When you submit a request for our services, we collect Personally Identifiable Information (such as name, contact and property information). We use this information to better serve you and to communicate with you about the status of your request.
Like most web sites, we use automatic data collection technology when you visit the Website to record information that identifies your computer, to track your use of the Website, and to collect certain basic information about you and your surfing habits.
This information includes information about your operating system, your IP addresses, browser type and language, referring and exit pages and URLs, keywords, date and time, amount of time spent on particular pages, what sections of a website you visit, and similar information concerning your use of the Website. We collect this information by using cookies and pixel tags (also called web beacons or clear gifs).
Cookies are small packets of data that a website stores on your computer’s hard drive so that your computer will “remember” information about your visit. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of website users.
You can reject cookies by following the directions provided in your Internet provider’s “help” file. If you reject cookies, you may still visit the Website, but may not be able to use some areas and/or functionality of the Website.
Sharing Your Information. Except as disclosed in this Privacy Statement, we do not sell, trade, rent, or otherwise retransmit any Personally Identifiable Information we collect online unless we have your permission. Any Personally Identifiable Information you provide to us will be used in servicing your account and retained in hard copy form of the original contract as well as within our database system.
From time to time, we may be required to provide Personally Identifiable Information in response to court order, subpoena, or government investigation. We also reserve the right to report to law enforcement agencies any activities that we in good faith believe to be unlawful. We may release Personally Identifiable Information when we believe that such release is reasonably necessary to protect the rights, property, and safety of others and ourselves.
We are not responsible for the practices employed by Web sites linked to or from our Web site or the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site.
Any updates or changes to the terms of this Privacy Statement will be posted here on our Site and the date of the newest version posted below. Please check back frequently, especially before you submit any Personally Identifiable Information at our Site, to see if this Privacy Statement has changed.
By using our Site, you acknowledge acceptance of this Privacy Statement in effect at the time of use.
If you have any concerns about our use of your information or about this Privacy Statement, please send an e-mail to firstname.lastname@example.org. We will make every reasonable effort to address your concerns and remedy any problems you bring to our attention.
Who We Share Your Information With
We may share your information with our business partners and service providers, to the extent necessary for us to administer and maintain the Website and provide you with our products and/or services.
If we or all or substantially all of our assets are acquired, we expect that the information that we have collected, including personal information, would be transferred along with our other business assets.
We may disclose user information to government authorities, and to other third parties when compelled to do so by government authorities, at our discretion, or otherwise as required by law, including but not limited to in response to court orders and subpoenas. We also may disclose user information when we have reason to believe that someone is or may be causing injury to or interference with our rights or property, other users of this Website, or anyone else that could be harmed by such activities.
How We Protect Your Information
We take commercially reasonable steps to protect the Personal Information and the Usage Information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. However, no security system is impenetrable. We cannot guarantee the security of our databases, nor can we guarantee that the information you supply will not be intercepted while being transmitted to and from us over the Internet.
In particular, e-mail may not be secure, and you should therefore take special care in deciding what information you send to us via e-mail. Do not send confidential information such as social security or account numbers to us via an unsecured e-mail. Such communications should be sent to us via postal mail at:
Reef Point, LLC
3525 Hyland Ave., Suite 145
Costa Mesa, CA 92626
or you may call us at: 714-581-5376
Non-public information you provide on a loan application we receive is not disclosed by Reef Point to anyone outside of our organization other than our service providers. Neither we nor any of our service providers will make your information available to any other person or entity without your permission unless compelled by law.
Accessing and Modifying Account Information
You may update the information that is stored in your user account in by logging into your account and following the instructions for updating your information.
Links to Third Party Websites
The Website is directed at adult customers and potential customers. We do not knowingly collect personal information from children through the Website. We encourage parents and legal guardians to monitor their children’s Internet usage and instruct their children to never provide personal information through any website without their permission. If you have reason to believe that a child has provided personal information to us through the Website, please contact us, and we will endeavor to delete that information from our databases.
Other Terms and Conditions
If you have questions or concerns about the security of your personal information or our privacy policies or wish to obtain a copy of our Privacy Statement, please contact us at:
Reef Point, LLC
3525 Hyland Ave., Suite 145
Costa Mesa, CA 92626